This Home Financing Guide will:

• Explain the most common (and niche) loan types used for homebuilding 

• Help you figure out which financing path fits your timeline, income, and goals

• Make lender conversations way less overwhelming by giving you the language and structure ahead of time

• Save you hours of research by laying out the pros, cons, and key requirements of each loan

• Help you avoid being blindsided by second closings, extra inspections, or qualification surprises

• Leave you feeling confident and financially prepared before you ever break ground

This PDF Guide includes:

•       Clear definitions of 15+ loan types including: Construction-Only, Construction-to-Permanent, Owner-Builder Loans, FHA, VA, & USDA Loans, Jumbo & End Loans, Lot Loans, HELOCs, Bridge Loans & more

•       Side-by-side comparisons of key features

•       Who qualifies, what documents you’ll need, and how payments work

•       Real-life example scenarios to help you visualize how each loan actually works

•       Common mistakes and “reality checks” for each financing path

Who is this list for?

• Homeowners planning to build who want to stay on budget and avoid surprise costs

• Anyone comparing loan options and needing clarity on approvals, deposits, and closing costs

• Builders, designers, or lenders who want a clear financial framework to guide client conversations and set realistic expectations

Frequently Asked Questions

We’ve answered the most common questions here but if you still need help, send us a message!

View All FAQs Contact Us
Who can use the checklists?
  • 🏠 New Construction Homes (Custom & Production)
  • 🏡 Pre-Existing Home Purchases
  • 🛠️ Renovations
  • 📝 Homeowners planning their build months or years before finding a builder
What will the checklist do?
  • Save time and frustration due to miscommunication
  • Save money on multiple Change Orders (avg. $300 per change)
  • Ensure all your upgrades/features get added to the contract
  • Spark unique ideas of upgrades you didn’t even know existed
  • Communicate a clear vision to the builder
  • Finalize a list of all your upgrades and features
  • A list to check off when features/upgrades are completed
When’s the best time to start using the checklist?

The sooner, the better, especially if you’re still in the dreaming and planning stage. Ideally, start before you buy land or lock in your plans. The checklists walks you through every phase (from land search to final walkthrough), so starting early helps you avoid costly mistakes and last-minute changes.


Already mid-build? Read through it ASAP so you can make any important changes before drywall goes up. It’s still helpful after, but it really shines when you use it pre-drywall.

How will I receive the digital checklists?

You’ll get your checklists by email right after checkout. You’ll receive two emails:

  1. A confirmation email (your receipt)
  2. Another email with links to download your checklistsIf you don’t see them in a few minutes, check your Spam or Promotions folder. Still can’t find them? Just contact us and we’ll take care of it.
Can I use the checklist for renovations?

Definitely. Most items apply whether you’re building new or remodeling. Just skip the land or foundation sections. Even one missed detail in a reno can cost thousands, this keeps everything organized and mistake-free.

The Ultimate Home Building Bundle

Save $95 with the Bundle

Stay organized, avoid costly mistakes, and take control of your build with all checklists for only $129

Get the Bundle for $129

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ABOUT BUILDER BRIGADE

Hey I'm Dennis

My ultimate goal with Builder Brigade is to help as many homeowners as possible build their dream homes without any regrets or setbacks. Whether you're a first-time homeowner or a seasoned pro, I believe that everyone deserves a home that they can truly be proud of.

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